It's a true P2P lending platform that lets you find a tailor-made solution for your need by letting choose collateral, interest rate, duration, installments, and crypto asset of your choosing. It mints a receipt for each party ( loan or debt ) in the form of a financial NFTs. This main functionality allows you to sell your part of the agreement in secondary markets. This option opens a world of possibilities, from derivatives and structured products to users being able to opt out of their agreements at market prices (with a discount or premium). Also given that it's P2P with no intermediates this will allow for each part to get a better rate.