0%
average score over 1 application evaluations
Decentralized protocol offering zero-collateral loans in DeFi by integrating a cross-chain credit infrastructure to enhance capital efficiency and trustworthiness.
Zeru Finance is a Decentralized lending and borrowing protocol with Credit Infrastructure to provide Zero Collateral Loans in DeFi.
We are working to solve the problem of Over-collateralized loans by bringing the credit infrastructure into DeFi.
- Due to segregated liquidity in various blockchains led to lack of capital efficiency and no proper history of transactions can be brought to other chains to have the same credit profiles in all chains.
- The Over-collateralized lending protocols are making borrowing more and more expensive which is limiting the DeFi market.
- Seeing the current state of uncollateralized lending protocols they solely rely on the credit score that they provide even though having a good credit score doesn’t guarantee the repayment of the loans.
- Credit score in DeFi has no backing since it's given based on previous transactions of the user which can be manipulated easily.
By bringing Zero Collateral Loans into DeFi backed by robust Credit Infrastructure with unified liquidity across multiple blockchains will forge a new way towards the future of endless possibilities.
Zeru Finance History
-
applied to the The Developer tooling on Nova Round 1 year ago which was rejected
Explore projects
Supporting Wet'suwet'en Nation's legal battles against the Coastal GasLink pipeline to preserve their territory and adhere to climate commitments.
Glo Dollar is a stablecoin that combats poverty by donating its reserve income to GiveDirectly, aiming to use a $20 billion market cap to lift one million people out of poverty.
A specialized team rapidly prototyping and deploying public goods funding experiments, including Quadratic Lenster and contributions to Allo v2 and other projects, to explore novel onchain capital distribution mechanisms.
My research aims to develop a systematic framework for understanding and characterizing psychedelic experiences, integrating interdisciplinary perspectives from philosophy, art theory, anthropology, and psychedelic research.
Italian association promoting inclusivity and equal opportunities in web3, offering education, career support, and a digital gallery for NFT and digital art enthusiasts.