Fluidpay offers a simple mobile wallet for easy peer-to-peer payments, using USDC to simplify blockchain transactions and save users from complex details and fees. It prioritizes privacy and security, allowing users to control their funds with self-custody and stealth smart accounts. Each received payment creates a new account, keeping transactions private and secure without ever linking accounts with each other. This is done thanks to Fluidkey and their smart stealth accounts toolkit.

Fluidpay also streamlines collaborative financial management by enabling users to create groups, manage expenses, and settle debts seamlessly through on-chain transactions within the app. With Fluidpay, users can easily organize shared expenses, split costs among group members, and finalize settlements efficiently, enhancing collaboration and financial transparency.