Credio makes creditworthiness programmable

Unlike crypto collaterals, RWAs carry significant credit and counterparty risks. The development of RWA DeFi has been hampered by issues such as bad debts and non-performing counterparties. Currently, there are no oracle solutions for illiquid RWAs. Even liquid collaterals, such as tokenized treasuries, are plagued by counterparty risk, leading to differences in returns for tokenized products based on the same underlying collaterals. Without a robust system for risk pricing and monitoring of tokenized RWAs, large-scale institutional participation remains challenging.

Credio is an oracle network that helps DeFi protocols, issuers and investors to manage risks regarding RWAs in an automated, decentralized and privacy-preserving manner. We focus on providing machine learning inference feeds for illiquid RWAs from a decentralized community of data scientists, risk managers and rating agencies. By blending AI with blockchain, Credio brings a new predictive layer to smart contracts, making creditworthiness programmable, enabling the massive growth potential of the tokenized RWA economy.

Credio is a product of Untangled Finance, along with untangled protocol, a RWA private credit investment platform backed, among others, by Fasanara Capital, an institutional asset manager working with over 140 RWA asset originators in over 60 countries.